How does Subsidence / Heave / Landslip / Flood effect my household insurance?

 

If you suffer any of these types of claims they are considered a major factor with regards to your home insurance. Most insurers (including those on the panel of Yourhomeinsurance.co.uk) will not provide new quotes for properties with these risks present.

 

These types of claims can reoccur and this is why insurers are reluctant to accept the risk. The cost of any of these claims can also be very high.

 

Normally though, whoever you are insured with will normally continue to offer cover following one of these claims. Often you will find that you have no choice but to remain with your current home insurance provider.