How does home security effect my home insurance premiums?

 

Generally, when it comes to home insurance, security can help reduce your premium.

 

The following items will have an influence on your home insurance quote. However in standard risk areas, security often makes little difference to the quote. If you are considering upgrading security to achieve lower premiums then check the premiums out first. In higher risk areas from burglary, security can make quite a difference.

 

5 lever mortice deadlocks - Deadlocks on front and back doors are beneficial.

 

Key Operated Window Locks - These can make a saving. You may only need them on the downstairs windows to qualify for discounts.

 

Burglar Alarm - If you get one make sure it is NACOSS approved, professionally fitted and has a maintenance contract.