How can I reduce my home insurance premium?

 

The largest factors influencing home insurance premiums are where you live, who lives in your home and the level of cover you want.

 

Yourhomeinsurance would not recommend reducing your premium by reducing the level of cover you need and since you are stuck with the residents of your home and where it is, you have a limited amount of options to cut your costs.

 

Shop Around - we check a number of home insurance schemes for you but don't stop there!

 

Check more companies - the easiest way of reducing any premium is to shop around. We pride ourselves on service and transparency, we would not be telling the truth if we claimed we were the cheapest in all scenarios.

 

Security - Key operated window locks are a key factor - get a quote with and without them and consider upgrading your security. Consider 5 lever mortice locks too. Click here for our home insurance security guide.

Excess - It is possible to increase your excess, this can reduce your premium by up to 10%. Do not take an excess you are not comfortable paying. Most companies have a £50 excess to start with.